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Pardons and expungements are two options people seek out to remove or mitigate the impact of a conviction. While both offer forms of relief, they operate very differently. When seeking to move on from the past, it’s important to know the difference between the two. This article explores these differences between pardons and expungements to […]
Felonies eligible for expungement will vary based on the severity. Oklahoma law allows for the expungement of certain felonies under very specific conditions. Having a felony conviction on your record can severely limit your opportunities, affecting your ability to find employment, secure housing, and restore certain civil rights. Expungement effectively erases the conviction from public […]
Oklahoma law allows residents to use state-specific bankruptcy exemptions, which differ from federal exemptions. When filing for bankruptcy in Oklahoma City, debtors can protect certain property from being liquidated to pay off creditors by claiming exemptions. These exemptions help ensure that debtors can retain essential assets and maintain a basic standard of living during and […]
The impact of bankruptcy on credit score can be significant. The extent and duration of this impact depend on several factors, including the type of bankruptcy filed, your credit history before filing, and your financial behavior post-bankruptcy. Here’s an in-depth look at how bankruptcy can affect your credit score and what you can do to […]
Chapter 13 bankruptcy is what many refer to as a “wage earner’s plan. This allows individuals with a regular income to develop a plan to repay all or part of their debts over a three to five-year period. This type of bankruptcy is helpful for individuals who want to keep their property, such as a […]
The bankruptcy process in Oklahoma City can be confusing, but you have options. Filing for bankruptcy involves several steps that help individuals or businesses address their financial difficulties under the protection of the federal bankruptcy court. Here, we’ll break down the different steps as well as what to expect in each. Bankruptcy Process in OKC […]
Chapter 7 bankruptcy, also known as liquidation bankruptcy, is a legal process that allows individuals and businesses in Oklahoma City to eliminate most of their unsecured debts and achieve a fresh financial start. This type of bankruptcy involves the liquidation of non-exempt assets to pay off creditors, and it is generally suited for individuals with […]
It is possible to avoid probate in Oklahoma through various estate planning strategies. Probate is the legal process through which a deceased person’s assets are distributed under court supervision. While probate can be necessary in some cases, it can also be time-consuming and costly. There are several methods to bypass the probate process, allowing for […]
Several bankruptcy options are available in Oklahoma to help you manage your debts and achieve a fresh financial start. The two options that most people will choose between are Chapter 7 and Chapter 13 bankruptcy. However, understanding the differences between each option is important to choosing the best one for you. Here, we’ll break down […]
It is possible to expunge a juvenile record in Oklahoma. Expungement of a juvenile record can help you move forward without the burden of past mistakes affecting your future opportunities. Oklahoma law provides specific provisions for the expungement of juvenile records under certain conditions. Here’s a detailed guide on how the process works and the […]